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In this submission, RLC focuses on the impact of irresponsible lending practices on consumers in response to the ASIC Consultation Paper on Credit Cards and Responsible Lending Assessments.
Legal self-help
Have you ever been asked to do an unpaid trial shift when you apply for a new job? Most of the time this is not legal. You should be paid for any work you do.
Maria came to Australia from the Philippines when she was 21 years old for an arranged marriage to an Australian man 35 years her senior. When she arrived in Australia, Maria knew no one other than her prospective husband.
Papers and submissions
This submission, written by RLC’s discrimination solicitor Dr Linda Tucker, draws on RLC's earlier submissions in addressing the terms of this Inquiry.¹ We also thank Ting Lim, a solicitor and volunteer on RLC’s discrimination advice night.
Legal self-help
This factsheet looks at the law covering debt collection practices in New South Wales, Australia.
Legal self-help
This factsheet looks at financial counselling and other services for people in financial distress in New South Wales, Australia.
Legal self-help
This factsheet looks at some of the main types of alternative forms of credit; what types of alternate finance are available and how to access it.
Legal self-help
During the holidays, termination of employment remains a sad reality for some. Employees need to be aware of legal remedies available, as well as time limits that may apply. These time limits may be affected by public holidays.
Legal self-help
This Factsheet looks at the process of obtaining and utilising insurance in Australia, as well as some of the legal issues surrounding insurance.
Legal self-help
This Factsheet discusses your rights and obligations when you have to pay a judgment debt.