Factsheet: Financial hardship

This factsheet provides information about the options available to you if you are experiencing financial hardship. 

• What is financial hardship? 
• Applying for a hardship variation 
• What if the lender says ‘yes’? 
• Eligibility for hardship variations 
• Types of hardship variations you can negotiate 
• What if the lender says 'no' or doesn't respond? 
• What if the lender is threatening court action?