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RLC's annual report provides an overview of our work, our advocacy and our financial position for the fiscal year.

We continue to support the Commonwealth legislation to regulate all credit and mortgages, and continue to believe that State Courts and Tribunals should retain some power to hear minor credit and mortgage matters in their own jurisdictions.

One of our goals at RLC is to identify the inequalities in laws, the legal system, administrative practice and society as a whole that affect RLC's clients and disadvantaged people generally, and work to remove those inequalities.

This submission was made on behalf of Redfern Legal Centre's Credit and Debt Service.

This submission was addressed to SCOCA Australian Consumer Law Consultation Competition and Consumer Policy Division Treasury.

RLC's annual report provides an overview of our work, our advocacy and our financial position for the fiscal year.

Redfern Legal Centre has a long-standing and close engagement with various communities affected by child abuse in the Redfern and South Sydney area.

RLC's submission provides recommendations on how to prevent homelessness, based on our experience providing services targeted at assisting people who are disadvantaged in our community.

RLC is aware of prevailing attitudes, frustrations and beliefs in relation to DoCS among the local community.

RLC's Credit and Debt Service provides free legal casework, including Court and Tribunal appearances, and legal advice, information and referral.