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Credit and Debt

What does the service do?

The Centre provides a specialist credit and debt face-to-face and telephone advice service Monday to Thursday evenings. Telephone advice is also available to Financial Counsellors State-wide.

Credit and debt problems can include those involving loan contracts, over-commitment, your credit card, your bank or your insurer.

How to access this service

Simply ring Redfern Legal Centre on (02) 9698 7277 and talk to the service desk. They can assist you in arranging a face-to-face or telephone appointment.

RLC Credit & Debt Factsheets

Please go to Factsheet page for details.

Submissions to:


1. The Senate Economics Legislation Committee Inquiry into the National Consumer Credit Protection Bill 2009 (July 2009)

2. The Minister for Superannuation and Corporate Law on the National Consumer Credit Protection Bill 2009, Exposure Draft (May 2009 )

3.SCOCA Australian Consumer Law Consultation, Treasury, March 2009

4. The Green and Independent Senators, regarding the Rudd Stimulus Package, February 2009

5. The Commonwealth Government's Green Paper on the Carbon Pollution Reduction Scheme July 2008

6.The NSW Government on Electricity Privatisation 2008

7. The Minister for Superannuation and Corporate Law on the Financial Services and Credit Reform Green Paper June 2008

8.The Productivity Commission, Draft Report on the Consumer Policy Framework February 2008

9.The Productivity Commission, Issues Paper on the Consumer Policy Framework August 2007

Useful Links and Contacts


Please note: These links and factsheets apply to residents of New South Wales, Australia only.

  1. For general credit info, please go to Consumer Credit Legal Centre
  2. For consumers protection, please go to Australian Securities and Investment Commission
  3. For consumers complaints, please go to Consumer, Trader and Tenancy Tribunal
  4. For bankruptcy, please go to Insolvency and Trustee Service Australia
  5. For complaints about service providers etc, please go to Department of Fair Trading
  6. For info about hardship variation, please go to Consumer, Trader and Tenancy Tribunal
  7. For fines, please go to State Debt Recovery Office (SDRO)
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